Cant afford second laptop, should I still do Cc and pp on person laptop?

Im broke asf rn and can’t afford to buy a second laptop, even a cheap one at the moment. So for my first few attempts I would have to use my own laptop which till I am able to get my hands on a second one.

What are the risks of using a personal laptop to do cc or paypal using purchased info?

Also how can I minimise risks? Can I just completely factory reset my entire laptop and use it as though it is freak.

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