How to make cloned cards?

Im not asking for your method i just need to be pointed in the right direction. I just got scammed after giving a cloned card seller a try. The fucker had a whole community full of thousands of active users and even offered a bullshit escrow. Ive done some legit deals on tg so I wasnt thinking and got got. The concept of making a cloned card seems pretty simple so im pretty sure i can do it myself.
1. buy software/tools and blank cards
2. input cc info into software to copy to a blank
3. cashout at the atm

Is it this simple or is there more to it? If anyone knows a legit seller they can share, I can introduce you to a guy that sells legit transunion and TLOxp accounts.

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